SYSTEMIC RESEARCH, INC. WEBSITE TERMS OF USE AND OTHER LEGAL INFORMATION

PLEASE READ THESE TERMS AND CONDITIONS OF USE ("TERMS") CAREFULLY. BY ACCESSING THIS WEBSITE AND ANY PAGES OR MATERIALS CONTAINED IN THIS WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS SET FORTH BELOW. IF YOU DO NOT AGREE TO ALL OF THE TERMS SET FORTH BELOW, PLEASE DO NOT ACCESS THIS WEBSITE, OR ANY ASSOCIATED PAGES OR MATERIALS.

USE OF SITE

This Website ("Site") is owned and operated by Systemic Research, Inc. ("Systemic Research"). The pages and materials contained on this Site are the property of Systemic Research. Systemic Research reserves the right at its sole discretion to change, modify, add, or remove any portion of this Site or these Terms, in whole or in part, at any time and for any reason. Changes to these Terms will be effective when posted. You agree to review these Terms periodically to be aware of any changes. Your continued use of this Site after any changes to the Terms will be considered acceptance of those changes. These Terms govern your use of this Site. In the event that you do not comply with these Terms, Systemic Research may, by its sole discretion and without notice, block or restrict your access to this Site and/or pursue legal action against you for any alleged or actual violation of these Terms or governing law.

Any institution or person is hereby authorized to view the information available on the Site for informational purposes only. However, the text and images resident on this Site may not otherwise be copied, modified, distributed, reproduced or reused without the express written permission of Systemic Research. Systemic Research reviews each request on a case-by-case basis.

LINKING TO THE SITE

Linking to the Systemic Research site indicates that you accept Systemic Research's TERMS of use and legal restrictions and that you will abide by the guidelines below. If you do not accept these terms and agree to abide by these guidelines, DO NOT LINK TO THIS SITE.

If you link to this Site, you agree that you:

• Will not replicate any Systemic Research Site content;



• Will not frame or otherwise create a browser or border environment around Systemic Research Site content;



• Will not imply that Systemic Research is endorsing you, your company or business, your web site or its contents, your products, or your services;



• Will not misrepresent your or your website's relationship with Systemic Research;



• Will not present false, misleading or inaccurate information about Systemic Research or Systemic Research 's products or services;



• Will not disparage Systemic Research or Systemic Research 's products or services;



• Will not use Systemic Research 's logos or copyrighted materials without first receiving express prior written permission from Systemic Research.



• Will not include content on your site that is or could be construed as illegal, distasteful, offensive, or controversial and will include on your site only content that is appropriate for all age groups;



• Will not link to an internal page of this Site that is located one or several levels down from the home page or bring up or present content of this site on another site without Systemic Research 's prior written permission.

LINKS TO OTHER MATERIALS

Systemic Research provides links to third party websites solely as a convenience to you. If you use these links, you will leave this Site. The linked sites are not under the control of Systemic Research and Systemic Research is not responsible for the content of any linked site or any link contained in a linked site. Systemic Research reserves the right to terminate any link at any time. Systemic Research has not reviewed all of the linked third party sites and does not control, and is not responsible for, any of these sites or their content. Thus, Systemic Research does not endorse or make any representations about them, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third party sites linked to this Site, you do this entirely at your own risk.

CONFIDENTIALITY OF CODES, PASSWORDS AND INFORMATION

You agree to treat as strictly private and confidential any username, user ID, or password, which you may have received from Systemic Research, and all information to which you have access through password-protected areas of Systemic Research's websites and will not cause or permit any such information to be communicated, copied or otherwise divulged to any unauthorized persons.

DISCLAIMER

Systemic Research cannot and does not guarantee or warrant that any files available for downloading through this site will be free of infection or viruses, worms, Trojan horses or other malicious code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures to satisfy your particular requirements for accuracy of data and output. You assume total responsibility and risk for your use of the site.

The materials and information contained on this site may contain technical inaccuracies and/or typographical errors. Systemic Research does not warrant the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed through this site. You acknowledge that any reliance on any such advice, opinion, statement or other information shall be at your own risk. Systemic Research reserves the right, in its sole discretion, to correct any errors or omissions in any portion of the site. Systemic Research may make any other changes to the site and its contents at any time without notice.

Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.